Citizens Savings Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $326M | $281M | $249M | $44M | $1M | 1.37% | 10.18% | 4.92% | 0.75% |
| Q4 2025 | $319M | $274M | $247M | $43M | $132K | 0.77% | 5.96% | 4.61% | 1.00% |
| Q3 2025 | $320M | $275M | $242M | $43M | $791K | 0.98% | 7.60% | 4.56% | 0.91% |
| Q2 2025 | $320M | $277M | $238M | $41M | $755K | 0.97% | 7.62% | 4.52% | 1.00% |
| Q1 2025 | $316M | $275M | $237M | $40M | $772K | 0.99% | 7.82% | 4.55% | 0.95% |
| Q4 2024 | $307M | $267M | $237M | $39M | $549K | 0.68% | 5.41% | 4.29% | 0.78% |
| Q3 2024 | $306M | $263M | $235M | $39M | $441K | 0.67% | 5.31% | 4.27% | 1.01% |
| Q2 2024 | $300M | $259M | $231M | $38M | $503K | 0.72% | 5.71% | 4.29% | 0.42% |
| Q1 2024 | $297M | $258M | $226M | $37M | $560K | 0.76% | 6.07% | 4.23% | 0.54% |
| Q4 2023 | $292M | $246M | $220M | $37M | $288K | 0.56% | 4.51% | 4.22% | 0.65% |
| Q3 2023 | $286M | $246M | $214M | $35M | $360K | 0.61% | 4.97% | 4.25% | 0.44% |
| Q2 2023 | $290M | $248M | $212M | $36M | $465K | 0.66% | 5.38% | 4.28% | 0.32% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.