Citizens Savings Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $148M | $127M | $65M | $15M | $257K | 0.70% | 6.86% | 2.25% | 0.18% |
| Q4 2025 | $145M | $124M | $66M | $15M | $156K | 0.45% | 4.73% | 2.06% | 0.11% |
| Q3 2025 | $142M | $117M | $66M | $14M | $202K | 0.46% | 4.94% | 2.03% | 0.69% |
| Q2 2025 | $136M | $118M | $62M | $12M | $149K | 0.40% | 4.41% | 1.97% | 0.22% |
| Q1 2025 | $136M | $119M | $62M | $12M | $125K | 0.36% | 3.96% | 1.93% | 0.04% |
| Q4 2024 | $138M | $116M | $62M | $13M | $40K | 0.23% | 2.34% | 1.73% | 0.04% |
| Q3 2024 | $140M | $116M | $61M | $15M | $69K | 0.27% | 2.70% | 1.70% | 0.32% |
| Q2 2024 | $139M | $115M | $61M | $13M | $99K | 0.31% | 3.13% | 1.74% | 2.37% |
| Q1 2024 | $136M | $111M | $60M | $13M | $112K | 0.33% | 3.24% | 1.76% | 0.05% |
| Q4 2023 | $135M | $107M | $56M | $14M | $-109K | 0.30% | 3.29% | 1.89% | 0.05% |
| Q3 2023 | $128M | $105M | $55M | $9M | $121K | 0.51% | 5.89% | 1.94% | 0.44% |
| Q2 2023 | $132M | $105M | $55M | $13M | $166K | 0.58% | 6.20% | 2.00% | 0.38% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.