Citizens National Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.0B | $1.7B | $1.3B | $187M | $10M | 1.94% | 20.28% | 3.44% | 0.03% |
| Q4 2025 | $2.0B | $1.7B | $1.3B | $189M | $11M | 1.86% | 21.13% | 3.36% | 0.01% |
| Q3 2025 | $1.9B | $1.7B | $1.3B | $177M | $8M | 1.71% | 19.83% | 3.29% | 0.05% |
| Q2 2025 | $1.9B | $1.7B | $1.3B | $169M | $9M | 1.68% | 19.96% | 3.21% | 0.03% |
| Q1 2025 | $1.9B | $1.7B | $1.2B | $161M | $7M | 1.53% | 18.72% | 3.13% | 0.01% |
| Q4 2024 | $1.9B | $1.8B | $1.2B | $150M | $8M | 1.52% | 18.62% | 3.05% | 0.01% |
| Q3 2024 | $1.9B | $1.7B | $1.2B | $160M | $7M | 1.42% | 17.26% | 3.00% | 0.00% |
| Q2 2024 | $1.7B | $1.5B | $1.2B | $142M | $6M | 1.32% | 16.14% | 3.01% | 0.00% |
| Q1 2024 | $1.7B | $1.4B | $1.2B | $140M | $5M | 1.19% | 14.74% | 2.96% | 0.01% |
| Q4 2023 | $1.8B | $1.5B | $1.1B | $142M | $7M | 1.57% | 20.37% | 3.16% | 0.00% |
| Q3 2023 | $1.7B | $1.4B | $1.1B | $118M | $7M | 1.58% | 20.51% | 3.24% | 0.00% |
| Q2 2023 | $1.6B | $1.4B | $1.1B | $128M | $6M | 1.51% | 19.06% | 3.21% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.