Citizens Guaranty Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $299M | $263M | $269M | $26M | $1M | 1.75% | 20.47% | 5.52% | 2.57% |
| Q4 2025 | $300M | $260M | $270M | $25M | $1M | 1.38% | 17.04% | 5.27% | 2.49% |
| Q3 2025 | $291M | $257M | $264M | $24M | $1M | 1.30% | 16.24% | 5.20% | 2.35% |
| Q2 2025 | $290M | $257M | $258M | $23M | $885K | 1.24% | 15.55% | 5.13% | 1.79% |
| Q1 2025 | $289M | $254M | $262M | $23M | $896K | 1.25% | 15.73% | 4.98% | 1.93% |
| Q4 2024 | $284M | $251M | $257M | $22M | $1M | 1.09% | 14.63% | 4.76% | 1.81% |
| Q3 2024 | $288M | $256M | $251M | $22M | $800K | 0.94% | 12.79% | 4.66% | 1.63% |
| Q2 2024 | $287M | $255M | $250M | $21M | $639K | 0.85% | 11.65% | 4.52% | 1.52% |
| Q1 2024 | $288M | $255M | $249M | $21M | $562K | 0.80% | 10.95% | 4.35% | 2.02% |
| Q4 2023 | $278M | $244M | $247M | $20M | $569K | 0.76% | 11.43% | 4.42% | 1.16% |
| Q3 2023 | $278M | $247M | $242M | $19M | $630K | 0.74% | 11.45% | 4.40% | 1.13% |
| Q2 2023 | $288M | $250M | $240M | $19M | $486K | 0.66% | 10.52% | 4.34% | 0.92% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.