Citizens First Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $359M | $289M | $274M | $23M | $922K | 1.03% | 16.23% | 3.11% | 2.11% |
| Q4 2025 | $359M | $280M | $273M | $23M | $961K | 0.32% | 5.62% | 2.81% | 2.01% |
| Q3 2025 | $345M | $281M | $257M | $21M | $740K | 0.05% | 0.83% | 2.70% | 1.41% |
| Q2 2025 | $339M | $264M | $248M | $19M | $547K | -0.38% | -7.17% | 2.63% | 1.40% |
| Q1 2025 | $328M | $263M | $235M | $17M | $-1173K | -1.45% | -27.99% | 2.38% | 2.26% |
| Q4 2024 | $321M | $257M | $235M | $17M | $657K | 0.71% | 13.63% | 2.72% | 2.24% |
| Q3 2024 | $311M | $247M | $231M | $18M | $632K | 0.68% | 12.96% | 2.69% | 2.38% |
| Q2 2024 | $308M | $237M | $232M | $16M | $461K | 0.61% | 12.14% | 2.66% | 1.15% |
| Q1 2024 | $318M | $246M | $236M | $16M | $495K | 0.63% | 12.57% | 2.57% | 0.53% |
| Q4 2023 | $314M | $261M | $235M | $16M | $330K | 0.34% | 7.51% | 2.50% | 0.43% |
| Q3 2023 | $311M | $257M | $228M | $12M | $83K | 0.32% | 7.12% | 2.48% | 0.65% |
| Q2 2023 | $305M | $245M | $224M | $14M | $415K | 0.42% | 9.09% | 2.54% | 0.58% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.