Citizens Federal Savings and Loan Association
Citizens Federal Savings and Loan Association quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $187M | $165M | $146M | $19M | $163K | 0.35% | 3.43% | 2.59% | 0.08% |
| Q4 2025 | $185M | $165M | $145M | $19M | $235K | 0.40% | 4.03% | 2.33% | 0.07% |
| Q3 2025 | $180M | $161M | $142M | $19M | $195K | 0.36% | 3.70% | 2.30% | 0.05% |
| Q2 2025 | $182M | $162M | $142M | $18M | $175K | 0.33% | 3.42% | 2.25% | 0.13% |
| Q1 2025 | $184M | $166M | $142M | $18M | $129K | 0.28% | 2.92% | 2.21% | 0.05% |
| Q4 2024 | $185M | $167M | $142M | $18M | $77K | -0.03% | -0.29% | 1.83% | 0.05% |
| Q3 2024 | $184M | $166M | $141M | $18M | $-32K | -0.09% | -0.96% | 1.77% | 0.06% |
| Q2 2024 | $180M | $161M | $139M | $17M | $-36K | -0.11% | -1.09% | 1.76% | 0.11% |
| Q1 2024 | $180M | $162M | $137M | $18M | $-60K | -0.13% | -1.35% | 1.74% | 0.04% |
| Q4 2023 | $176M | $158M | $137M | $18M | $-26K | -0.03% | -0.26% | 2.05% | 0.06% |
| Q3 2023 | $176M | $159M | $138M | $17M | $-28K | -0.02% | -0.15% | 2.12% | 0.04% |
| Q2 2023 | $176M | $158M | $137M | $17M | $-9K | 0.01% | 0.09% | 2.18% | 0.05% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.