Citizens Business Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $15.5B | $12.0B | $8.6B | $2.3B | $52M | 1.34% | 9.12% | 3.41% | 0.07% |
| Q4 2025 | $15.6B | $12.1B | $8.6B | $2.3B | $56M | 1.39% | 9.65% | 3.36% | 0.05% |
| Q3 2025 | $15.7B | $12.2B | $8.4B | $2.3B | $54M | 1.37% | 9.53% | 3.30% | 0.33% |
| Q2 2025 | $15.4B | $12.0B | $8.3B | $2.2B | $52M | 1.37% | 9.50% | 3.28% | 0.31% |
| Q1 2025 | $15.3B | $12.0B | $8.3B | $2.2B | $52M | 1.38% | 9.59% | 3.27% | 0.31% |
| Q4 2024 | $15.2B | $12.0B | $8.5B | $2.2B | $52M | 1.30% | 9.76% | 3.16% | 0.33% |
| Q3 2024 | $15.4B | $12.1B | $8.5B | $2.2B | $53M | 1.28% | 9.78% | 3.13% | 0.26% |
| Q2 2024 | $16.2B | $11.8B | $8.6B | $2.1B | $52M | 1.25% | 9.78% | 3.07% | 0.29% |
| Q1 2024 | $16.5B | $11.9B | $8.7B | $2.1B | $50M | 1.23% | 9.67% | 3.08% | 0.16% |
| Q4 2023 | $16.0B | $11.5B | $8.8B | $2.1B | $50M | 1.40% | 11.47% | 3.34% | 0.24% |
| Q3 2023 | $15.9B | $12.4B | $8.8B | $1.9B | $59M | 1.45% | 12.06% | 3.35% | 0.11% |
| Q2 2023 | $16.5B | $12.4B | $8.8B | $2.0B | $57M | 1.44% | 11.99% | 3.31% | 0.07% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.