Citizens Bank of Kentucky, Inc.
Citizens Bank of Kentucky, Inc. quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $686M | $589M | $337M | $88M | $2M | 0.95% | 7.38% | 3.45% | 0.68% |
| Q4 2025 | $689M | $591M | $332M | $89M | $2M | 0.92% | 7.61% | 3.38% | 0.72% |
| Q3 2025 | $702M | $607M | $321M | $86M | $2M | 0.88% | 7.40% | 3.34% | 0.75% |
| Q2 2025 | $690M | $599M | $326M | $82M | $2M | 0.88% | 7.44% | 3.33% | 0.75% |
| Q1 2025 | $679M | $590M | $325M | $80M | $1M | 0.79% | 6.68% | 3.24% | 0.80% |
| Q4 2024 | $660M | $574M | $318M | $78M | $2M | 0.81% | 6.89% | 3.21% | 0.75% |
| Q3 2024 | $679M | $587M | $316M | $83M | $2M | 0.78% | 6.60% | 3.19% | 0.38% |
| Q2 2024 | $668M | $570M | $331M | $77M | $1M | 0.72% | 6.11% | 3.14% | 0.42% |
| Q1 2024 | $669M | $584M | $317M | $77M | $1M | 0.61% | 5.16% | 3.07% | 0.26% |
| Q4 2023 | $660M | $573M | $309M | $80M | $1M | 0.86% | 7.96% | 3.21% | 0.26% |
| Q3 2023 | $669M | $596M | $301M | $65M | $1M | 0.86% | 8.17% | 3.23% | 0.51% |
| Q2 2023 | $699M | $617M | $295M | $74M | $2M | 0.91% | 8.44% | 3.25% | 0.54% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.