Citizens' Bank of Charleston quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $185M | $147M | $140M | $36M | $1M | 2.36% | 12.22% | 4.83% | 1.03% |
| Q4 2025 | $189M | $152M | $137M | $36M | $716K | 1.97% | 10.23% | 4.87% | 0.91% |
| Q3 2025 | $183M | $146M | $147M | $36M | $997K | 2.12% | 10.96% | 4.83% | 0.65% |
| Q2 2025 | $176M | $139M | $139M | $36M | $929K | 2.08% | 10.86% | 4.70% | 0.61% |
| Q1 2025 | $180M | $144M | $122M | $35M | $950K | 2.08% | 11.15% | 4.54% | 0.67% |
| Q4 2024 | $186M | $152M | $123M | $34M | $467K | 1.95% | 10.58% | 4.74% | 0.71% |
| Q3 2024 | $177M | $142M | $126M | $34M | $996K | 2.27% | 12.27% | 4.77% | 0.69% |
| Q2 2024 | $174M | $141M | $123M | $33M | $1M | 2.28% | 12.49% | 4.76% | 0.50% |
| Q1 2024 | $178M | $145M | $114M | $32M | $992K | 2.26% | 12.62% | 4.62% | 0.57% |
| Q4 2023 | $174M | $142M | $114M | $31M | $622K | 2.19% | 13.04% | 4.80% | 0.45% |
| Q3 2023 | $171M | $140M | $120M | $31M | $1M | 2.44% | 14.75% | 4.82% | 0.53% |
| Q2 2023 | $176M | $146M | $116M | $30M | $1M | 2.41% | 14.93% | 4.76% | 0.30% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.