Citizens Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $227.1B | $186.9B | $143.6B | $26.7B | $533M | 0.94% | 7.98% | 3.22% | 1.48% |
| Q4 2025 | $225.9B | $186.3B | $142.2B | $26.8B | $530M | 0.87% | 7.45% | 3.12% | 1.40% |
| Q3 2025 | $222.1B | $183.7B | $140.4B | $26.4B | $500M | 0.85% | 7.27% | 3.10% | 1.37% |
| Q2 2025 | $218.0B | $178.7B | $139.5B | $25.9B | $476M | 0.82% | 7.07% | 3.06% | 1.42% |
| Q1 2025 | $220.0B | $181.4B | $138.5B | $25.4B | $416M | 0.76% | 6.68% | 3.00% | 1.48% |
| Q4 2024 | $217.2B | $178.0B | $138.1B | $24.4B | $418M | 0.71% | 6.60% | 2.99% | 1.55% |
| Q3 2024 | $219.5B | $179.0B | $140.5B | $24.7B | $407M | 0.69% | 6.50% | 2.97% | 1.52% |
| Q2 2024 | $219.6B | $180.1B | $140.7B | $23.2B | $401M | 0.67% | 6.39% | 3.00% | 1.49% |
| Q1 2024 | $220.2B | $179.6B | $141.9B | $23.0B | $338M | 0.61% | 5.84% | 3.02% | 1.44% |
| Q4 2023 | $221.8B | $180.8B | $144.9B | $23.3B | $204M | 0.77% | 7.40% | 3.22% | 1.34% |
| Q3 2023 | $225.0B | $181.5B | $148.8B | $21.9B | $472M | 0.90% | 8.70% | 3.27% | 1.19% |
| Q2 2023 | $222.8B | $180.8B | $150.9B | $22.9B | $497M | 0.93% | 8.82% | 3.33% | 1.12% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.