Citizens' Bank, Inc. quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $159M | $144M | $83M | $14M | $397K | 1.01% | 11.06% | 3.65% | 0.25% |
| Q4 2025 | $156M | $140M | $86M | $14M | $500K | 0.91% | 11.09% | 3.49% | 0.30% |
| Q3 2025 | $159M | $141M | $82M | $14M | $377K | 0.79% | 9.89% | 3.43% | 0.20% |
| Q2 2025 | $156M | $143M | $80M | $12M | $255K | 0.71% | 9.06% | 3.33% | 0.30% |
| Q1 2025 | $156M | $143M | $81M | $12M | $290K | 0.75% | 9.77% | 3.27% | 0.20% |
| Q4 2024 | $151M | $139M | $78M | $11M | $310K | 0.49% | 6.66% | 2.97% | 0.20% |
| Q3 2024 | $149M | $137M | $76M | $12M | $183K | 0.38% | 5.22% | 2.92% | 0.26% |
| Q2 2024 | $153M | $142M | $79M | $11M | $167K | 0.32% | 4.69% | 2.88% | 0.16% |
| Q1 2024 | $155M | $145M | $77M | $10M | $85K | 0.22% | 3.19% | 2.76% | 0.18% |
| Q4 2023 | $158M | $147M | $78M | $11M | $214K | 0.52% | 8.14% | 2.94% | 0.18% |
| Q3 2023 | $159M | $149M | $79M | $9M | $126K | 0.52% | 8.17% | 2.98% | 0.04% |
| Q2 2023 | $149M | $136M | $71M | $10M | $200K | 0.62% | 9.53% | 3.09% | 0.05% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.