Citizens Bank & Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $471M | $410M | $346M | $54M | $1M | 1.04% | 9.22% | 4.18% | 0.71% |
| Q4 2025 | $486M | $428M | $344M | $53M | $1M | 0.79% | 7.22% | 3.94% | 0.92% |
| Q3 2025 | $466M | $377M | $349M | $52M | $1M | 0.76% | 6.90% | 3.95% | 1.01% |
| Q2 2025 | $449M | $383M | $339M | $51M | $672K | 0.69% | 6.33% | 3.95% | 1.99% |
| Q1 2025 | $446M | $391M | $329M | $50M | $913K | 0.79% | 7.35% | 3.97% | 0.96% |
| Q4 2024 | $475M | $420M | $320M | $49M | $775K | 0.59% | 5.70% | 3.63% | 0.81% |
| Q3 2024 | $453M | $398M | $325M | $48M | $886K | 0.57% | 5.48% | 3.61% | 1.13% |
| Q2 2024 | $449M | $382M | $312M | $47M | $472K | 0.46% | 4.52% | 3.59% | 0.81% |
| Q1 2024 | $443M | $390M | $307M | $47M | $588K | 0.51% | 5.02% | 3.65% | 0.87% |
| Q4 2023 | $477M | $417M | $300M | $47M | $722K | 0.89% | 8.35% | 3.75% | 0.69% |
| Q3 2023 | $425M | $362M | $285M | $46M | $1M | 0.99% | 9.10% | 3.83% | 1.33% |
| Q2 2023 | $408M | $339M | $274M | $46M | $887K | 0.99% | 9.11% | 3.95% | 0.82% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.