Citizens Bank and Trust Company of Ardmore
Citizens Bank and Trust Company of Ardmore quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $323M | $274M | $206M | $30M | $1M | 1.56% | 17.21% | 3.58% | 0.00% |
| Q4 2025 | $320M | $273M | $202M | $29M | $1M | 1.59% | 18.80% | 3.52% | 0.00% |
| Q3 2025 | $318M | $268M | $201M | $29M | $1M | 1.57% | 18.89% | 3.50% | 0.00% |
| Q2 2025 | $322M | $271M | $199M | $27M | $1M | 1.56% | 19.41% | 3.44% | 0.00% |
| Q1 2025 | $319M | $273M | $198M | $26M | $1M | 1.40% | 17.84% | 3.35% | 0.00% |
| Q4 2024 | $313M | $269M | $194M | $24M | $1M | 1.27% | 19.06% | 3.25% | 0.00% |
| Q3 2024 | $319M | $262M | $195M | $24M | $1M | 1.17% | 18.30% | 3.20% | 0.00% |
| Q2 2024 | $319M | $265M | $194M | $20M | $927K | 1.10% | 18.12% | 3.14% | 0.00% |
| Q1 2024 | $321M | $269M | $194M | $19M | $827K | 1.04% | 17.50% | 3.12% | 0.00% |
| Q4 2023 | $316M | $254M | $186M | $19M | $842K | 1.00% | 18.34% | 2.97% | 0.00% |
| Q3 2023 | $316M | $245M | $185M | $17M | $726K | 0.98% | 18.34% | 2.98% | 0.00% |
| Q2 2023 | $310M | $246M | $174M | $17M | $758K | 1.00% | 18.78% | 3.10% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.