Citizens Bank & Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $188M | $167M | $116M | $19M | $350K | 0.77% | 7.32% | 3.80% | 7.70% |
| Q4 2025 | $176M | $155M | $128M | $19M | $409K | 0.96% | 9.62% | 4.10% | 7.31% |
| Q3 2025 | $175M | $154M | $131M | $19M | $368K | 0.97% | 9.93% | 4.13% | 5.56% |
| Q2 2025 | $182M | $161M | $137M | $18M | $515K | 1.04% | 10.93% | 4.10% | 2.67% |
| Q1 2025 | $187M | $167M | $138M | $17M | $432K | 0.95% | 10.20% | 3.91% | 2.70% |
| Q4 2024 | $176M | $157M | $140M | $17M | $257K | 0.68% | 7.75% | 3.63% | 2.50% |
| Q3 2024 | $187M | $156M | $142M | $17M | $410K | 0.71% | 8.27% | 3.52% | 2.48% |
| Q2 2024 | $185M | $156M | $142M | $16M | $338K | 0.63% | 7.39% | 3.47% | 2.50% |
| Q1 2024 | $181M | $153M | $142M | $15M | $234K | 0.52% | 6.12% | 3.45% | 1.86% |
| Q4 2023 | $180M | $149M | $141M | $15M | $508K | 0.90% | 11.09% | 3.87% | 0.20% |
| Q3 2023 | $176M | $149M | $133M | $14M | $308K | 0.82% | 10.20% | 3.91% | 0.22% |
| Q2 2023 | $177M | $150M | $131M | $14M | $433K | 0.88% | 10.98% | 3.97% | 1.13% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.