Citizens Bank & Trust Co. quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $310M | $267M | $160M | $16M | $925K | 1.17% | 22.79% | 3.19% | 0.47% |
| Q4 2025 | $322M | $294M | $163M | $16M | $867K | 1.12% | 29.56% | 3.03% | 0.42% |
| Q3 2025 | $320M | $289M | $160M | $15M | $901K | 1.13% | 32.53% | 2.98% | 0.53% |
| Q2 2025 | $339M | $315M | $161M | $11M | $946K | 1.14% | 36.93% | 2.96% | 0.46% |
| Q1 2025 | $313M | $287M | $162M | $11M | $896K | 1.14% | 37.50% | 3.03% | 0.47% |
| Q4 2024 | $317M | $286M | $165M | $9M | $759K | 0.80% | 29.03% | 2.62% | 0.58% |
| Q3 2024 | $322M | $277M | $166M | $12M | $537K | 0.74% | 26.91% | 2.54% | 0.57% |
| Q2 2024 | $315M | $290M | $167M | $8M | $605K | 0.78% | 32.67% | 2.54% | 0.59% |
| Q1 2024 | $314M | $293M | $163M | $7M | $617K | 0.78% | 33.21% | 2.58% | 0.80% |
| Q4 2023 | $315M | $289M | $163M | $8M | $792K | 0.89% | 56.28% | 2.56% | 0.70% |
| Q3 2023 | $322M | $296M | $162M | $2M | $661K | 0.85% | 63.29% | 2.50% | 0.73% |
| Q2 2023 | $318M | $295M | $160M | $5M | $667K | 0.86% | 53.49% | 2.52% | 0.74% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.