Citizens' Bank & Trust Co. quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $563M | $498M | $312M | $62M | $2M | 1.53% | 13.93% | 3.78% | 0.28% |
| Q4 2025 | $552M | $489M | $308M | $61M | $2M | 1.46% | 13.55% | 3.78% | 0.24% |
| Q3 2025 | $539M | $476M | $309M | $61M | $2M | 1.44% | 13.39% | 3.74% | 0.36% |
| Q2 2025 | $542M | $482M | $310M | $57M | $2M | 1.44% | 13.62% | 3.70% | 0.35% |
| Q1 2025 | $539M | $479M | $304M | $58M | $2M | 1.33% | 12.67% | 3.59% | 0.18% |
| Q4 2024 | $533M | $476M | $301M | $55M | $2M | 1.35% | 13.12% | 3.49% | 0.41% |
| Q3 2024 | $529M | $469M | $280M | $58M | $2M | 1.35% | 13.11% | 3.48% | 0.85% |
| Q2 2024 | $536M | $480M | $282M | $53M | $2M | 1.39% | 13.81% | 3.51% | 0.74% |
| Q1 2024 | $523M | $467M | $277M | $54M | $2M | 1.35% | 13.31% | 3.42% | 0.85% |
| Q4 2023 | $521M | $467M | $275M | $52M | $2M | 1.45% | 15.14% | 3.51% | 0.43% |
| Q3 2023 | $512M | $459M | $270M | $50M | $2M | 1.46% | 15.36% | 3.51% | 0.47% |
| Q2 2023 | $523M | $472M | $265M | $49M | $2M | 1.45% | 15.44% | 3.50% | 0.60% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.