Citizens Bank and Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.5B | $1.4B | $843M | $58M | $5M | 1.46% | 37.71% | 3.22% | 0.37% |
| Q4 2025 | $1.4B | $1.4B | $849M | $55M | $3M | 1.03% | 35.07% | 3.13% | 0.49% |
| Q3 2025 | $1.5B | $1.4B | $828M | $50M | $4M | 1.06% | 39.06% | 3.11% | 0.32% |
| Q2 2025 | $1.4B | $1.3B | $828M | $42M | $3M | 0.99% | 40.23% | 3.10% | 0.87% |
| Q1 2025 | $1.4B | $1.3B | $790M | $36M | $3M | 0.99% | 45.28% | 3.03% | 1.51% |
| Q4 2024 | $1.3B | $1.3B | $776M | $24M | $3M | 0.68% | 43.06% | 2.56% | 1.61% |
| Q3 2024 | $1.4B | $1.3B | $757M | $36M | $2M | 0.59% | 39.26% | 2.49% | 1.82% |
| Q2 2024 | $1.3B | $1.3B | $743M | $15M | $2M | 0.59% | 51.91% | 2.49% | 1.64% |
| Q1 2024 | $1.3B | $1.3B | $712M | $14M | $2M | 0.65% | 57.25% | 2.47% | 1.56% |
| Q4 2023 | $1.3B | $1.3B | $713M | $16M | $2M | 0.74% | 144.82% | 2.55% | 1.97% |
| Q3 2023 | $1.3B | $1.2B | $693M | $-11029K | $2M | 0.75% | 228.63% | 2.59% | 0.17% |
| Q2 2023 | $1.3B | $1.2B | $680M | $6M | $2M | 0.79% | 111.31% | 2.61% | 0.18% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.