Citizens Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $700M | $634M | $452M | $63M | $2M | 0.98% | 10.62% | 3.39% | 0.05% |
| Q4 2025 | $696M | $627M | $454M | $66M | $2M | 1.01% | 11.15% | 3.44% | 0.02% |
| Q3 2025 | $698M | $632M | $447M | $64M | $2M | 1.03% | 11.41% | 3.42% | 0.02% |
| Q2 2025 | $663M | $601M | $443M | $60M | $1M | 1.08% | 12.14% | 3.45% | 0.02% |
| Q1 2025 | $657M | $597M | $437M | $58M | $2M | 1.29% | 14.55% | 3.47% | 0.02% |
| Q4 2024 | $643M | $584M | $429M | $57M | $819K | 0.59% | 6.64% | 3.07% | 0.03% |
| Q3 2024 | $643M | $574M | $422M | $60M | $1M | 0.61% | 6.92% | 3.00% | 0.03% |
| Q2 2024 | $651M | $593M | $422M | $56M | $926K | 0.56% | 6.42% | 2.92% | 0.02% |
| Q1 2024 | $646M | $588M | $409M | $56M | $893K | 0.55% | 6.28% | 2.87% | 0.02% |
| Q4 2023 | $648M | $589M | $411M | $57M | $1M | 0.88% | 10.53% | 3.28% | 0.03% |
| Q3 2023 | $624M | $574M | $397M | $48M | $1M | 0.93% | 11.41% | 3.40% | 0.03% |
| Q2 2023 | $633M | $577M | $388M | $53M | $2M | 1.08% | 12.91% | 3.53% | 0.03% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.