Citizens Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $834M | $724M | $448M | $104M | $4M | 2.03% | 15.60% | 3.62% | 0.54% |
| Q4 2025 | $831M | $713M | $446M | $113M | $4M | 1.88% | 14.88% | 3.54% | 0.51% |
| Q3 2025 | $812M | $701M | $451M | $106M | $4M | 1.86% | 15.06% | 3.48% | 0.50% |
| Q2 2025 | $800M | $703M | $433M | $93M | $4M | 1.77% | 14.60% | 3.40% | 0.57% |
| Q1 2025 | $798M | $697M | $429M | $96M | $3M | 1.64% | 13.25% | 3.14% | 0.59% |
| Q4 2024 | $786M | $680M | $429M | $100M | $3M | 1.49% | 11.55% | 2.88% | 0.43% |
| Q3 2024 | $783M | $670M | $421M | $107M | $3M | 1.48% | 11.39% | 2.80% | 0.44% |
| Q2 2024 | $788M | $686M | $406M | $97M | $3M | 1.49% | 11.70% | 2.76% | 0.28% |
| Q1 2024 | $769M | $671M | $410M | $94M | $3M | 1.59% | 12.24% | 2.79% | 0.37% |
| Q4 2023 | $761M | $652M | $390M | $104M | $3M | 1.69% | 13.24% | 3.05% | 0.31% |
| Q3 2023 | $740M | $649M | $387M | $87M | $3M | 1.82% | 14.49% | 3.07% | 0.22% |
| Q2 2023 | $733M | $636M | $366M | $95M | $3M | 1.86% | 14.56% | 3.09% | 0.28% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.