Citizens Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $486M | $423M | $295M | $58M | $3M | 2.33% | 18.80% | 5.00% | 0.35% |
| Q4 2025 | $470M | $405M | $296M | $60M | $2M | 2.04% | 17.04% | 4.96% | 0.60% |
| Q3 2025 | $481M | $417M | $295M | $60M | $3M | 2.14% | 18.13% | 4.87% | 0.46% |
| Q2 2025 | $479M | $418M | $290M | $56M | $3M | 2.05% | 17.68% | 4.81% | 0.64% |
| Q1 2025 | $475M | $416M | $299M | $54M | $2M | 1.87% | 16.12% | 4.70% | 0.49% |
| Q4 2024 | $469M | $409M | $299M | $55M | $1M | 1.85% | 15.88% | 4.81% | 0.45% |
| Q3 2024 | $477M | $417M | $297M | $55M | $3M | 2.10% | 18.05% | 4.77% | 0.70% |
| Q2 2024 | $454M | $396M | $297M | $53M | $2M | 2.05% | 17.56% | 4.76% | 0.64% |
| Q1 2024 | $450M | $394M | $300M | $51M | $2M | 2.02% | 17.31% | 4.71% | 1.11% |
| Q4 2023 | $449M | $390M | $302M | $54M | $5M | 2.87% | 27.75% | 4.68% | 1.03% |
| Q3 2023 | $442M | $387M | $294M | $45M | $3M | 2.26% | 22.81% | 4.65% | 1.00% |
| Q2 2023 | $445M | $396M | $296M | $45M | $3M | 2.04% | 20.74% | 4.64% | 1.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.