Citizens Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $304M | $268M | $183M | $30M | $2M | 2.17% | 22.19% | 4.08% | 0.00% |
| Q4 2025 | $303M | $269M | $177M | $29M | $2M | 2.53% | 25.35% | 4.64% | 0.00% |
| Q3 2025 | $295M | $260M | $183M | $29M | $2M | 2.56% | 25.46% | 4.71% | 0.00% |
| Q2 2025 | $272M | $238M | $179M | $28M | $2M | 2.55% | 25.13% | 4.75% | 0.00% |
| Q1 2025 | $262M | $228M | $165M | $27M | $2M | 2.47% | 24.23% | 4.77% | 0.00% |
| Q4 2024 | $256M | $225M | $163M | $26M | $2M | 2.86% | 28.52% | 5.12% | 0.06% |
| Q3 2024 | $247M | $214M | $171M | $26M | $2M | 2.94% | 29.32% | 5.19% | 0.10% |
| Q2 2024 | $241M | $209M | $170M | $24M | $2M | 2.91% | 29.46% | 5.12% | 0.09% |
| Q1 2024 | $242M | $210M | $163M | $24M | $2M | 2.73% | 28.13% | 4.97% | 0.00% |
| Q4 2023 | $236M | $206M | $154M | $23M | $1M | 2.50% | 26.62% | 4.78% | 0.00% |
| Q3 2023 | $230M | $200M | $165M | $22M | $1M | 2.48% | 26.61% | 4.71% | 0.00% |
| Q2 2023 | $217M | $188M | $158M | $21M | $1M | 2.41% | 26.01% | 4.59% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.