Citizens Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $194M | $179M | $166M | $15M | $1M | 2.34% | 29.25% | 6.35% | 0.13% |
| Q4 2025 | $184M | $165M | $162M | $15M | $1M | 2.81% | 30.98% | 6.76% | 0.10% |
| Q3 2025 | $188M | $170M | $160M | $17M | $1M | 2.83% | 30.58% | 6.73% | 0.15% |
| Q2 2025 | $188M | $170M | $158M | $17M | $1M | 2.86% | 30.73% | 6.72% | 0.11% |
| Q1 2025 | $193M | $175M | $157M | $17M | $1M | 2.86% | 30.75% | 6.71% | 0.12% |
| Q4 2024 | $185M | $167M | $151M | $18M | $1M | 2.87% | 30.74% | 6.52% | 0.02% |
| Q3 2024 | $189M | $169M | $153M | $18M | $1M | 2.76% | 29.69% | 6.41% | 0.20% |
| Q2 2024 | $184M | $165M | $150M | $18M | $1M | 2.55% | 27.59% | 6.18% | 0.19% |
| Q1 2024 | $190M | $172M | $147M | $17M | $1M | 2.56% | 28.22% | 6.05% | 0.20% |
| Q4 2023 | $191M | $167M | $145M | $17M | $983K | 2.13% | 27.51% | 5.27% | 0.18% |
| Q3 2023 | $186M | $168M | $142M | $14M | $989K | 2.15% | 28.97% | 5.09% | 0.25% |
| Q2 2023 | $190M | $171M | $140M | $14M | $1M | 2.17% | 29.64% | 4.93% | 0.28% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.