Citizens Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $810M | $686M | $362M | $87M | $619K | 0.30% | 2.84% | 3.50% | 0.05% |
| Q4 2025 | $832M | $706M | $358M | $88M | $1M | 0.31% | 3.11% | 3.59% | 0.25% |
| Q3 2025 | $846M | $716M | $356M | $86M | $406K | 0.25% | 2.54% | 3.56% | 0.27% |
| Q2 2025 | $833M | $724M | $364M | $80M | $581K | 0.27% | 2.86% | 3.59% | 0.55% |
| Q1 2025 | $799M | $693M | $367M | $79M | $530K | 0.26% | 2.78% | 3.65% | 0.07% |
| Q4 2024 | $807M | $707M | $370M | $73M | $816K | 0.37% | 4.63% | 3.26% | 0.05% |
| Q3 2024 | $832M | $719M | $372M | $83M | $998K | 0.36% | 4.70% | 3.15% | 0.08% |
| Q2 2024 | $919M | $714M | $382M | $72M | $824K | 0.32% | 4.52% | 3.02% | 0.03% |
| Q1 2024 | $1.1B | $727M | $395M | $69M | $779K | 0.29% | 4.43% | 2.94% | 0.08% |
| Q4 2023 | $1.0B | $752M | $401M | $71M | $2M | 0.61% | 9.65% | 3.24% | 0.13% |
| Q3 2023 | $1.0B | $779M | $395M | $59M | $2M | 0.61% | 9.96% | 3.25% | 0.00% |
| Q2 2023 | $1.0B | $772M | $393M | $65M | $1M | 0.60% | 9.42% | 3.29% | 0.05% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.