Citizens Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.4B | $1.2B | $1.1B | $175M | $6M | 1.83% | 14.41% | 4.35% | 1.05% |
| Q4 2025 | $1.3B | $1.1B | $1.1B | $173M | $7M | 1.83% | 14.02% | 4.25% | 0.90% |
| Q3 2025 | $1.3B | $1.1B | $1.1B | $175M | $7M | 1.73% | 13.20% | 4.17% | 0.83% |
| Q2 2025 | $1.3B | $1.1B | $1.0B | $172M | $5M | 1.58% | 12.05% | 4.08% | 0.82% |
| Q1 2025 | $1.3B | $1.1B | $1.0B | $171M | $5M | 1.60% | 12.07% | 3.98% | 0.66% |
| Q4 2024 | $1.3B | $1.1B | $988M | $170M | $5M | 1.72% | 12.57% | 4.15% | 0.71% |
| Q3 2024 | $1.2B | $1.0B | $1.0B | $171M | $6M | 1.80% | 13.08% | 4.13% | 0.60% |
| Q2 2024 | $1.2B | $1.0B | $981M | $170M | $5M | 1.74% | 12.69% | 4.08% | 0.56% |
| Q1 2024 | $1.2B | $1.1B | $967M | $168M | $5M | 1.75% | 12.83% | 4.06% | 0.77% |
| Q4 2023 | $1.2B | $1.0B | $963M | $166M | $5M | 2.09% | 15.44% | 4.49% | 0.56% |
| Q3 2023 | $1.2B | $989M | $954M | $166M | $6M | 2.20% | 16.29% | 4.56% | 0.64% |
| Q2 2023 | $1.2B | $984M | $969M | $166M | $6M | 2.20% | 16.55% | 4.54% | 0.29% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.