Citizens Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $362M | $311M | $311M | $47M | $1M | 1.32% | 10.11% | 4.14% | 2.36% |
| Q4 2025 | $350M | $300M | $313M | $46M | $982K | 1.14% | 8.93% | 4.22% | 2.33% |
| Q3 2025 | $364M | $315M | $318M | $45M | $1M | 1.14% | 9.03% | 4.17% | 2.24% |
| Q2 2025 | $352M | $304M | $318M | $44M | $966K | 1.12% | 8.80% | 4.15% | 2.25% |
| Q1 2025 | $337M | $290M | $298M | $43M | $929K | 1.12% | 8.72% | 4.13% | 1.41% |
| Q4 2024 | $324M | $278M | $292M | $42M | $724K | 0.98% | 7.84% | 4.04% | 1.45% |
| Q3 2024 | $331M | $284M | $292M | $41M | $793K | 1.01% | 8.16% | 3.97% | 1.46% |
| Q2 2024 | $319M | $274M | $284M | $41M | $857K | 1.04% | 8.37% | 3.93% | 0.03% |
| Q1 2024 | $326M | $282M | $284M | $40M | $809K | 1.00% | 8.22% | 3.85% | 0.03% |
| Q4 2023 | $320M | $277M | $283M | $39M | $737K | 1.08% | 9.05% | 3.89% | 0.03% |
| Q3 2023 | $320M | $279M | $272M | $38M | $873K | 1.14% | 9.54% | 3.86% | 0.03% |
| Q2 2023 | $313M | $267M | $278M | $37M | $918K | 1.16% | 9.69% | 3.86% | 0.03% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.