Citizens & Northern Bank
Headquartered in Wellsboro, PA. Part of Citizens & Northern Corporation. FDIC certificate #7799 · Federal Reserve RSSD 895710.
Total assets
$3.1B
Deposits
$2.6B
Q2 2026
Active branches
35
Closings since Jan 2020
4
3 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$14M
Return on assets
0.96%
Return on equity
8.61%
Noncurrent loan rate
1.70%
Deposits by year (Summary of Deposits)
12019
12020
22021
22022
22023
22024
22025
32026
Values in $ billions, June 30 of each year.
Closings by year
32022
12024
Openings by year
12021
22022
Other network changes since 2020
- 4 branch relocations
- 9 branches acquired through purchases or mergers
Branches by state
Recent closings
- Citizens & Northern Bank — Port Allegany, PAbank exits city100 E MAPLE ST · closed September 11, 2024
- 612 JAMES MONROE AVENUE · closed November 4, 2022
- 3 MAIN STREET · closed November 4, 2022
- Citizens & Northern Bank — Paoli, PAbank exits city1500 EAST LANCASTER AVENUE · closed July 12, 2022
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.cnbankpa.com.