Citizens 1st Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $828M | $623M | $486M | $144M | $3M | 1.60% | 9.25% | 2.75% | 0.76% |
| Q4 2025 | $820M | $622M | $477M | $140M | $2M | 1.24% | 7.21% | 2.61% | 1.06% |
| Q3 2025 | $763M | $569M | $470M | $143M | $3M | 1.34% | 7.75% | 2.58% | 1.64% |
| Q2 2025 | $756M | $570M | $455M | $134M | $3M | 1.30% | 7.72% | 2.53% | 1.70% |
| Q1 2025 | $773M | $591M | $437M | $129M | $2M | 1.09% | 6.67% | 2.41% | 0.92% |
| Q4 2024 | $768M | $591M | $438M | $123M | $2M | 1.12% | 6.79% | 2.37% | 0.95% |
| Q3 2024 | $729M | $529M | $407M | $131M | $2M | 1.08% | 6.50% | 2.30% | 0.99% |
| Q2 2024 | $728M | $537M | $407M | $120M | $2M | 1.04% | 6.40% | 2.30% | 0.96% |
| Q1 2024 | $726M | $538M | $388M | $118M | $1M | 0.77% | 4.81% | 2.07% | 0.90% |
| Q4 2023 | $737M | $557M | $366M | $117M | $2M | 1.23% | 7.96% | 2.35% | 1.20% |
| Q3 2023 | $710M | $540M | $360M | $110M | $2M | 1.31% | 8.47% | 2.41% | 0.23% |
| Q2 2023 | $715M | $561M | $357M | $113M | $2M | 1.39% | 9.06% | 2.49% | 0.09% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.