Ciera Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $970M | $848M | $709M | $109M | $4M | 1.78% | 15.92% | 4.27% | 1.51% |
| Q4 2025 | $975M | $854M | $700M | $108M | $4M | 1.67% | 15.24% | 4.35% | 1.56% |
| Q3 2025 | $954M | $834M | $694M | $105M | $1M | 1.70% | 15.53% | 4.30% | 1.45% |
| Q2 2025 | $946M | $829M | $664M | $104M | $6M | 2.25% | 20.70% | 4.22% | 1.60% |
| Q1 2025 | $924M | $811M | $639M | $101M | $4M | 1.81% | 16.70% | 4.01% | 2.72% |
| Q4 2024 | $915M | $802M | $625M | $99M | $4M | 1.81% | 17.69% | 4.04% | 2.56% |
| Q3 2024 | $942M | $808M | $622M | $98M | $6M | 1.79% | 17.71% | 3.99% | 0.10% |
| Q2 2024 | $903M | $776M | $605M | $92M | $3M | 1.34% | 13.39% | 3.95% | 0.10% |
| Q1 2024 | $932M | $787M | $585M | $91M | $3M | 1.24% | 12.51% | 3.71% | 0.78% |
| Q4 2023 | $901M | $756M | $580M | $91M | $3M | 2.09% | 21.60% | 4.02% | 0.13% |
| Q3 2023 | $926M | $746M | $589M | $85M | $6M | 2.27% | 23.72% | 3.98% | 0.04% |
| Q2 2023 | $896M | $697M | $596M | $85M | $5M | 2.07% | 21.36% | 4.12% | 0.03% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.