BranchWatch

ChoiceOne Bank

Headquartered in Sparta, MI. Part of Choiceone Financial Services, Inc. FDIC certificate #1014 · Federal Reserve RSSD 324340.

Total assets
$4.4B
Deposits
$3.7B
Q1 2026
Active branches
50
Closings since Jan 2020
3
0 openings since Jan 2020
All locations →Quarterly financials →

Financial snapshot — Q1 2026

All quarters →
Net income (quarter)
$14M
Return on assets
1.30%
Return on equity
11.26%
Noncurrent loan rate
0.93%

Deposits by year (Summary of Deposits)

1
2019
1
2020
2
2021
2
2022
2
2023
2
2024
4
2025

Values in $ billions, June 30 of each year.

Closings by year

2
2024
1
2025

Other network changes since 2020

  • 1 branch relocations
  • 38 branches acquired through purchases or mergers

Branches by state

Michigan 50

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: WWW.CHOICEONE.BANK.