Cherokee State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $277M | $227M | $181M | $27M | $619K | 0.90% | 9.22% | 2.93% | 0.00% |
| Q4 2025 | $271M | $212M | $182M | $27M | $595K | 0.82% | 8.69% | 2.76% | 0.00% |
| Q3 2025 | $264M | $213M | $172M | $26M | $529K | 0.80% | 8.58% | 2.72% | 0.00% |
| Q2 2025 | $260M | $216M | $171M | $25M | $745K | 0.80% | 8.77% | 2.68% | 0.00% |
| Q1 2025 | $265M | $219M | $170M | $24M | $300K | 0.46% | 5.12% | 2.56% | 0.00% |
| Q4 2024 | $261M | $210M | $171M | $23M | $430K | 0.71% | 7.89% | 2.63% | 0.00% |
| Q3 2024 | $263M | $217M | $165M | $25M | $396K | 0.72% | 8.03% | 2.62% | 0.25% |
| Q2 2024 | $257M | $212M | $166M | $23M | $508K | 0.78% | 8.88% | 2.66% | 0.00% |
| Q1 2024 | $260M | $217M | $168M | $23M | $502K | 0.78% | 8.83% | 2.77% | 0.00% |
| Q4 2023 | $257M | $217M | $164M | $23M | $165K | 0.74% | 8.77% | 2.85% | 0.00% |
| Q3 2023 | $259M | $223M | $157M | $20M | $520K | 0.91% | 10.85% | 2.90% | 0.00% |
| Q2 2023 | $258M | $220M | $152M | $22M | $652K | 0.95% | 11.08% | 2.99% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.