Chemung Canal Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.7B | $2.3B | $2.3B | $296M | $10M | 1.44% | 13.45% | 3.80% | 0.33% |
| Q4 2025 | $2.7B | $2.3B | $2.2B | $288M | $8M | 0.60% | 6.61% | 3.42% | 0.35% |
| Q3 2025 | $2.7B | $2.4B | $2.2B | $277M | $8M | 0.40% | 4.56% | 3.28% | 0.35% |
| Q2 2025 | $2.9B | $2.5B | $2.1B | $267M | $-6240K | -0.01% | -0.10% | 3.09% | 0.38% |
| Q1 2025 | $2.8B | $2.4B | $2.1B | $223M | $6M | 0.88% | 11.33% | 3.03% | 0.47% |
| Q4 2024 | $2.8B | $2.4B | $2.1B | $210M | $6M | 0.86% | 12.00% | 2.85% | 0.43% |
| Q3 2024 | $2.8B | $2.5B | $2.0B | $215M | $6M | 0.86% | 12.18% | 2.79% | 0.53% |
| Q2 2024 | $2.8B | $2.4B | $2.0B | $194M | $5M | 0.88% | 12.84% | 2.77% | 0.41% |
| Q1 2024 | $2.8B | $2.5B | $2.0B | $188M | $7M | 1.03% | 15.16% | 2.79% | 0.39% |
| Q4 2023 | $2.7B | $2.4B | $2.0B | $185M | $4M | 0.90% | 14.39% | 2.97% | 0.53% |
| Q3 2023 | $2.7B | $2.5B | $1.9B | $160M | $8M | 1.02% | 16.69% | 3.02% | 0.35% |
| Q2 2023 | $2.7B | $2.4B | $1.9B | $168M | $6M | 0.97% | 15.69% | 3.09% | 0.39% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.