CHARTER WEST BANK quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $532M | $473M | $414M | $47M | $2M | 1.25% | 13.88% | 4.05% | 0.36% |
| Q4 2025 | $508M | $450M | $409M | $47M | $2M | 1.37% | 15.38% | 4.23% | 0.23% |
| Q3 2025 | $517M | $443M | $408M | $46M | $2M | 1.38% | 15.71% | 4.15% | 0.44% |
| Q2 2025 | $509M | $439M | $402M | $44M | $2M | 1.34% | 15.36% | 4.12% | 0.29% |
| Q1 2025 | $484M | $431M | $372M | $42M | $986K | 0.83% | 9.46% | 3.97% | 0.26% |
| Q4 2024 | $468M | $414M | $366M | $42M | $1M | 1.28% | 14.67% | 3.99% | 0.36% |
| Q3 2024 | $471M | $406M | $356M | $42M | $2M | 1.28% | 14.82% | 3.92% | 0.35% |
| Q2 2024 | $464M | $402M | $363M | $40M | $2M | 1.27% | 14.85% | 3.92% | 0.41% |
| Q1 2024 | $448M | $398M | $340M | $38M | $777K | 0.70% | 8.15% | 3.80% | 0.51% |
| Q4 2023 | $444M | $382M | $341M | $38M | $1M | 1.12% | 13.00% | 3.97% | 0.22% |
| Q3 2023 | $432M | $382M | $335M | $38M | $1M | 1.07% | 12.42% | 3.92% | 0.16% |
| Q2 2023 | $430M | $381M | $328M | $37M | $2M | 0.91% | 10.73% | 3.78% | 0.17% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.