Charter Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $228M | $203M | $166M | $23M | $991K | 1.76% | 17.68% | 3.59% | 0.00% |
| Q4 2025 | $223M | $200M | $157M | $22M | $887K | 1.46% | 14.85% | 3.39% | 0.02% |
| Q3 2025 | $214M | $186M | $154M | $22M | $853K | 1.41% | 14.40% | 3.37% | 0.01% |
| Q2 2025 | $215M | $188M | $153M | $21M | $805K | 1.31% | 13.76% | 3.28% | 0.00% |
| Q1 2025 | $213M | $187M | $148M | $20M | $596K | 1.12% | 11.96% | 3.12% | 0.00% |
| Q4 2024 | $212M | $187M | $148M | $20M | $327K | 0.96% | 10.11% | 2.91% | 0.33% |
| Q3 2024 | $208M | $176M | $143M | $22M | $577K | 1.07% | 11.24% | 2.86% | 0.00% |
| Q2 2024 | $211M | $180M | $140M | $20M | $628K | 1.06% | 11.41% | 2.80% | 0.00% |
| Q1 2024 | $213M | $183M | $140M | $20M | $498K | 0.93% | 10.12% | 2.69% | 0.00% |
| Q4 2023 | $214M | $182M | $141M | $20M | $527K | 1.01% | 11.70% | 2.69% | 0.00% |
| Q3 2023 | $210M | $176M | $138M | $17M | $471K | 1.02% | 11.99% | 2.73% | 0.00% |
| Q2 2023 | $209M | $177M | $136M | $18M | $620K | 1.07% | 12.52% | 2.75% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.