Charles Schwab Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $242.9B | $219.9B | $57.5B | $18.3B | $803M | 1.29% | 17.40% | 2.08% | 0.06% |
| Q4 2025 | $253.8B | $230.5B | $54.7B | $18.7B | $724M | 0.94% | 11.76% | 1.60% | 0.08% |
| Q3 2025 | $243.1B | $214.3B | $50.9B | $21.3B | $640M | 0.87% | 10.72% | 1.50% | 0.08% |
| Q2 2025 | $247.7B | $209.5B | $48.4B | $21.2B | $546M | 0.80% | 10.03% | 1.43% | 0.08% |
| Q1 2025 | $260.4B | $219.9B | $45.6B | $21.3B | $494M | 0.74% | 9.64% | 1.33% | 0.07% |
| Q4 2024 | $275.4B | $231.3B | $44.2B | $19.7B | $363M | 0.29% | 4.54% | 0.72% | 0.08% |
| Q3 2024 | $272.7B | $222.2B | $42.5B | $19.6B | $136M | 0.21% | 3.44% | 0.64% | 0.06% |
| Q2 2024 | $273.8B | $224.0B | $41.5B | $17.4B | $147M | 0.22% | 3.76% | 0.65% | 0.05% |
| Q1 2024 | $286.7B | $238.3B | $40.1B | $16.7B | $167M | 0.23% | 4.08% | 0.67% | 0.04% |
| Q4 2023 | $304.5B | $257.6B | $40.1B | $16.1B | $12M | 0.28% | 7.46% | 0.82% | 0.04% |
| Q3 2023 | $301.8B | $253.5B | $40.0B | $13.7B | $209M | 0.36% | 10.68% | 0.90% | 0.03% |
| Q2 2023 | $329.4B | $271.8B | $39.8B | $13.6B | $287M | 0.40% | 13.26% | 0.99% | 0.04% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.