Charles River Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $330M | $307M | $233M | $21M | $279K | 0.34% | 5.28% | 3.32% | 0.47% |
| Q4 2025 | $322M | $299M | $232M | $21M | $337K | 0.33% | 5.46% | 3.26% | 0.50% |
| Q3 2025 | $325M | $303M | $235M | $20M | $318K | 0.31% | 5.07% | 3.18% | 0.50% |
| Q2 2025 | $320M | $298M | $233M | $19M | $295K | 0.26% | 4.37% | 3.09% | 0.54% |
| Q1 2025 | $312M | $292M | $228M | $19M | $113K | 0.14% | 2.47% | 3.00% | 0.52% |
| Q4 2024 | $312M | $292M | $218M | $18M | $48K | 0.27% | 4.65% | 3.10% | 0.14% |
| Q3 2024 | $304M | $283M | $211M | $19M | $388K | 0.35% | 5.84% | 3.13% | 0.14% |
| Q2 2024 | $302M | $283M | $213M | $17M | $82K | 0.26% | 4.54% | 3.14% | 0.15% |
| Q1 2024 | $295M | $275M | $213M | $17M | $310K | 0.42% | 7.16% | 3.20% | 0.15% |
| Q4 2023 | $303M | $282M | $210M | $17M | $-216K | 0.20% | 3.79% | 3.30% | 0.12% |
| Q3 2023 | $307M | $288M | $206M | $15M | $151K | 0.35% | 6.97% | 3.33% | 0.12% |
| Q2 2023 | $318M | $298M | $207M | $16M | $256K | 0.43% | 8.35% | 3.37% | 0.12% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.