Champlain National Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $500M | $448M | $327M | $37M | $1M | 0.81% | 10.89% | 3.65% | 0.25% |
| Q4 2025 | $486M | $422M | $328M | $37M | $1M | 0.82% | 12.60% | 3.51% | 0.04% |
| Q3 2025 | $508M | $459M | $334M | $34M | $1M | 0.77% | 12.32% | 3.43% | 0.22% |
| Q2 2025 | $489M | $424M | $333M | $31M | $920K | 0.70% | 11.46% | 3.37% | 0.11% |
| Q1 2025 | $497M | $452M | $326M | $30M | $771K | 0.64% | 10.66% | 3.28% | 0.19% |
| Q4 2024 | $474M | $411M | $321M | $28M | $526K | 0.53% | 9.21% | 3.02% | 0.22% |
| Q3 2024 | $510M | $433M | $318M | $31M | $661K | 0.56% | 9.78% | 2.94% | 0.01% |
| Q2 2024 | $476M | $389M | $318M | $27M | $765K | 0.57% | 10.34% | 2.93% | 0.15% |
| Q1 2024 | $487M | $405M | $315M | $26M | $610K | 0.51% | 9.26% | 2.89% | 1.14% |
| Q4 2023 | $473M | $369M | $317M | $27M | $639K | 0.69% | 12.75% | 3.18% | 0.00% |
| Q3 2023 | $471M | $403M | $314M | $23M | $780K | 0.74% | 13.85% | 3.25% | 0.03% |
| Q2 2023 | $464M | $387M | $301M | $26M | $825K | 0.78% | 14.12% | 3.35% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.