CerescoBank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $80M | $69M | $42M | $10M | $270K | 1.37% | 11.10% | 3.28% | 0.22% |
| Q4 2025 | $77M | $66M | $41M | $10M | $2K | 0.94% | 8.13% | 3.00% | 0.05% |
| Q3 2025 | $77M | $63M | $40M | $9M | $260K | 1.26% | 11.04% | 2.90% | 0.65% |
| Q2 2025 | $74M | $63M | $36M | $9M | $176K | 1.21% | 10.82% | 2.79% | 0.69% |
| Q1 2025 | $75M | $64M | $33M | $8M | $279K | 1.47% | 13.61% | 2.74% | 0.20% |
| Q4 2024 | $76M | $63M | $35M | $8M | $-74K | 0.53% | 4.83% | 2.51% | 0.18% |
| Q3 2024 | $72M | $63M | $33M | $9M | $218K | 0.87% | 7.74% | 2.51% | 0.24% |
| Q2 2024 | $70M | $62M | $33M | $8M | $120K | 0.68% | 6.24% | 2.47% | 0.23% |
| Q1 2024 | $70M | $62M | $32M | $7M | $115K | 0.68% | 6.17% | 2.44% | 0.54% |
| Q4 2023 | $66M | $58M | $31M | $7M | $-56K | 0.38% | 3.62% | 2.58% | 0.20% |
| Q3 2023 | $66M | $56M | $32M | $7M | $88K | 0.62% | 5.97% | 2.63% | 0.14% |
| Q2 2023 | $66M | $57M | $31M | $7M | $51K | 0.66% | 6.38% | 2.70% | 1.05% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.