Central State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $562M | $471M | $443M | $53M | $1M | 0.89% | 9.34% | 2.26% | 0.90% |
| Q4 2025 | $569M | $478M | $444M | $54M | $1M | 0.68% | 7.30% | 2.02% | 0.17% |
| Q3 2025 | $548M | $459M | $427M | $53M | $903K | 0.61% | 6.52% | 1.95% | 0.73% |
| Q2 2025 | $543M | $454M | $419M | $51M | $842K | 0.58% | 6.31% | 1.92% | 0.16% |
| Q1 2025 | $552M | $464M | $435M | $51M | $740K | 0.54% | 5.94% | 1.86% | 0.10% |
| Q4 2024 | $542M | $456M | $435M | $49M | $1M | 0.73% | 8.08% | 1.87% | 0.00% |
| Q3 2024 | $560M | $461M | $433M | $51M | $1M | 0.63% | 7.02% | 1.83% | 0.00% |
| Q2 2024 | $548M | $452M | $420M | $47M | $739K | 0.57% | 6.35% | 1.82% | 0.00% |
| Q1 2024 | $519M | $427M | $408M | $47M | $749K | 0.59% | 6.43% | 1.83% | 0.00% |
| Q4 2023 | $494M | $398M | $400M | $47M | $156K | 0.51% | 5.56% | 1.93% | 0.04% |
| Q3 2023 | $472M | $389M | $369M | $43M | $357K | 0.65% | 7.06% | 2.01% | 0.04% |
| Q2 2023 | $480M | $395M | $356M | $45M | $910K | 0.82% | 8.93% | 2.14% | 0.04% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.