Central State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $441M | $359M | $331M | $42M | $2M | 1.38% | 14.68% | 3.16% | 0.02% |
| Q4 2025 | $441M | $344M | $350M | $41M | $2M | 1.08% | 12.24% | 2.84% | 0.00% |
| Q3 2025 | $451M | $354M | $352M | $42M | $1M | 0.97% | 11.14% | 2.75% | 0.02% |
| Q2 2025 | $453M | $368M | $360M | $40M | $1M | 0.95% | 11.06% | 2.69% | 0.36% |
| Q1 2025 | $460M | $387M | $362M | $40M | $949K | 0.83% | 9.81% | 2.54% | 0.37% |
| Q4 2024 | $457M | $377M | $364M | $38M | $956K | 0.69% | 8.45% | 2.28% | 0.04% |
| Q3 2024 | $477M | $381M | $375M | $40M | $698K | 0.64% | 7.91% | 2.22% | 0.31% |
| Q2 2024 | $470M | $368M | $378M | $38M | $783K | 0.67% | 8.34% | 2.26% | 0.30% |
| Q1 2024 | $468M | $373M | $379M | $38M | $791K | 0.68% | 8.40% | 2.26% | 0.29% |
| Q4 2023 | $469M | $370M | $377M | $38M | $685K | 0.73% | 9.08% | 2.57% | 0.04% |
| Q3 2023 | $464M | $360M | $380M | $36M | $658K | 0.78% | 9.69% | 2.67% | 0.11% |
| Q2 2023 | $450M | $365M | $366M | $37M | $1M | 0.89% | 10.84% | 2.84% | 0.58% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.