BranchWatch

Central Penn Bank & Trust

Headquartered in Mifflinburg, PA. Part of Mifflinburg Bancorp, Inc. FDIC certificate #10685 · Federal Reserve RSSD 779016.

Total assets
$1.3B
Deposits
$1.1B
Q1 2026
Active branches
14
Closings since Jan 2020
2
1 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$5M
Return on assets
1.59%
Return on equity
16.63%
Noncurrent loan rate
0.80%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
1
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2023
1
2026

Openings by year

1
2021

Other network changes since 2020

  • 7 branches acquired through purchases or mergers
  • August 1, 2025: legal name changed from “Mifflinburg Bank and Trust Company” to “Central Penn Bank & Trust”

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.centralpennbank.com.