BranchWatch

Central National Bank

Headquartered in Waco, TX. Part of Centrabanc Corporation. FDIC certificate #22396 · Federal Reserve RSSD 428060.

Total assets
$1.4B
Deposits
$1.3B
Q1 2026
Active branches
5
Closings since Jan 2020
0
1 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$7M
Return on assets
2.00%
Return on equity
22.59%
Noncurrent loan rate
0.07%

Deposits by year (Summary of Deposits)

1
2019
1
2020
1
2021
1
2022
1
2023
1
2024
1
2025

Values in $ billions, June 30 of each year.

Openings by year

1
2026

Branches by state

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.cnbwaco.com.