BranchWatch

Central Bank

Headquartered in Storm Lake, IA. Part of Commercial Financial Corp. FDIC certificate #15555 · Federal Reserve RSSD 546544.

Total assets
$2.2B
Deposits
$1.9B
Q1 2026
Active branches
23
Closings since Jan 2020
6
3 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$5M
Return on assets
0.83%
Return on equity
8.11%
Noncurrent loan rate
0.35%

Deposits by year (Summary of Deposits)

1
2019
1
2020
1
2021
2
2022
2
2023
2
2024
2
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2020
3
2021
2
2024

Openings by year

1
2021
1
2022
1
2023

Other network changes since 2020

  • 1 branches acquired through purchases or mergers

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.mycentral.bank.