Centennial Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.1B | $936M | $719M | $110M | $3M | 1.04% | 10.44% | 3.96% | 0.63% |
| Q4 2025 | $852M | $752M | $668M | $84M | $4M | 1.36% | 13.13% | 4.61% | 0.11% |
| Q3 2025 | $835M | $731M | $661M | $86M | $3M | 1.23% | 11.76% | 4.61% | 0.17% |
| Q2 2025 | $811M | $708M | $647M | $84M | $3M | 1.20% | 11.32% | 4.60% | 0.17% |
| Q1 2025 | $797M | $695M | $632M | $83M | $2M | 1.09% | 10.26% | 4.55% | 0.20% |
| Q4 2024 | $764M | $664M | $628M | $83M | $4M | 1.51% | 13.63% | 4.78% | 0.17% |
| Q3 2024 | $742M | $641M | $595M | $82M | $3M | 1.31% | 11.74% | 4.78% | 0.22% |
| Q2 2024 | $728M | $629M | $574M | $80M | $3M | 1.26% | 11.23% | 4.73% | 0.22% |
| Q1 2024 | $705M | $606M | $556M | $79M | $2M | 1.09% | 9.71% | 4.69% | 0.23% |
| Q4 2023 | $708M | $610M | $564M | $80M | $3M | 2.23% | 20.12% | 4.95% | 0.27% |
| Q3 2023 | $694M | $596M | $540M | $77M | $7M | 2.37% | 21.50% | 4.99% | 0.32% |
| Q2 2023 | $675M | $572M | $521M | $74M | $3M | 1.64% | 14.87% | 5.08% | 0.33% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.