Cenlar quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $865M | $511M | $262M | $154M | $-979K | -0.44% | -2.53% | 2.88% | 5.27% |
| Q4 2025 | $899M | $567M | $270M | $155M | $9M | 2.73% | 17.27% | 2.98% | 3.98% |
| Q3 2025 | $891M | $510M | $265M | $145M | $4M | 2.29% | 14.84% | 2.95% | 3.14% |
| Q2 2025 | $876M | $473M | $230M | $143M | $5M | 2.49% | 16.45% | 3.11% | 3.80% |
| Q1 2025 | $909M | $530M | $242M | $138M | $6M | 2.69% | 18.43% | 3.21% | 3.28% |
| Q4 2024 | $942M | $601M | $241M | $132M | $5M | 1.48% | 11.63% | 2.77% | 2.97% |
| Q3 2024 | $948M | $571M | $251M | $127M | $3M | 1.23% | 9.93% | 2.65% | 2.52% |
| Q2 2024 | $991M | $611M | $257M | $124M | $-1274K | 1.24% | 10.25% | 2.73% | 2.96% |
| Q1 2024 | $967M | $569M | $267M | $126M | $7M | 3.03% | 25.64% | 3.03% | 3.45% |
| Q4 2023 | $954M | $632M | $272M | $101M | $-5732K | 0.45% | 4.55% | 1.64% | 3.07% |
| Q3 2023 | $986M | $609M | $277M | $108M | $4M | 1.30% | 13.53% | 1.64% | 2.87% |
| Q2 2023 | $1.0B | $641M | $286M | $103M | $1M | 1.16% | 12.55% | 1.68% | 3.39% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.