Cendera Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $229M | $201M | $180M | $27M | $135K | 0.24% | 2.00% | 4.28% | 0.27% |
| Q4 2025 | $228M | $199M | $175M | $27M | $201K | 0.29% | 2.55% | 4.18% | 0.40% |
| Q3 2025 | $246M | $218M | $191M | $27M | $276K | 0.27% | 2.40% | 4.16% | 0.22% |
| Q2 2025 | $227M | $200M | $185M | $26M | $183K | 0.17% | 1.51% | 4.16% | 0.72% |
| Q1 2025 | $227M | $200M | $185M | $26M | $14K | 0.02% | 0.22% | 3.99% | 0.53% |
| Q4 2024 | $226M | $199M | $169M | $26M | $185K | 0.16% | 1.23% | 3.87% | 0.85% |
| Q3 2024 | $216M | $189M | $164M | $26M | $34K | 0.09% | 0.68% | 3.88% | 0.27% |
| Q2 2024 | $194M | $167M | $158M | $25M | $75K | 0.10% | 0.76% | 3.93% | 0.40% |
| Q1 2024 | $190M | $159M | $152M | $25M | $21K | 0.04% | 0.33% | 3.74% | 1.22% |
| Q4 2023 | $185M | $154M | $147M | $25M | $37K | -0.18% | -1.56% | 3.72% | 0.39% |
| Q3 2023 | $182M | $146M | $144M | $25M | $23K | -0.26% | -2.45% | 3.63% | 0.35% |
| Q2 2023 | $182M | $145M | $141M | $20M | $-243K | -0.42% | -4.28% | 3.61% | 0.41% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.