Cedar Valley Bank & Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $123M | $112M | $112M | $11M | $375K | 1.23% | 13.74% | 4.46% | 1.66% |
| Q4 2025 | $121M | $109M | $112M | $11M | $219K | 1.08% | 12.65% | 4.18% | 1.15% |
| Q3 2025 | $120M | $91M | $111M | $11M | $294K | 1.21% | 14.21% | 4.11% | 1.03% |
| Q2 2025 | $120M | $96M | $111M | $10M | $419K | 1.32% | 15.81% | 4.09% | 1.01% |
| Q1 2025 | $121M | $97M | $111M | $10M | $375K | 1.25% | 15.22% | 3.97% | 1.45% |
| Q4 2024 | $120M | $98M | $111M | $10M | $290K | 0.82% | 10.48% | 3.73% | 0.48% |
| Q3 2024 | $119M | $97M | $110M | $10M | $239K | 0.77% | 9.94% | 3.64% | 0.69% |
| Q2 2024 | $122M | $104M | $107M | $9M | $219K | 0.76% | 9.88% | 3.54% | 0.64% |
| Q1 2024 | $120M | $103M | $107M | $9M | $234K | 0.79% | 10.30% | 3.41% | 0.81% |
| Q4 2023 | $116M | $92M | $107M | $9M | $107K | 0.62% | 7.96% | 3.23% | 0.83% |
| Q3 2023 | $114M | $94M | $104M | $9M | $153K | 0.70% | 9.06% | 3.26% | 1.18% |
| Q2 2023 | $113M | $95M | $102M | $9M | $237K | 0.79% | 10.17% | 3.27% | 0.40% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.