Cecil Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q4 2025 | $219M | $188M | $153M | $29M | $80K | 0.29% | 2.24% | 3.70% | 0.28% |
| Q3 2025 | $220M | $189M | $158M | $29M | $99K | 0.34% | 2.63% | 3.61% | 0.92% |
| Q2 2025 | $222M | $192M | $161M | $29M | $235K | 0.42% | 3.28% | 3.53% | 0.87% |
| Q1 2025 | $226M | $193M | $164M | $29M | $234K | 0.42% | 3.29% | 3.43% | 1.00% |
| Q4 2024 | $224M | $191M | $167M | $28M | $311K | 0.09% | 0.70% | 3.52% | 1.07% |
| Q3 2024 | $229M | $192M | $169M | $28M | $301K | -0.07% | -0.54% | 3.51% | 0.99% |
| Q2 2024 | $228M | $191M | $172M | $28M | $-425K | -0.36% | -2.98% | 3.36% | 0.87% |
| Q1 2024 | $236M | $200M | $179M | $28M | $10K | 0.02% | 0.14% | 3.29% | 1.38% |
| Q4 2023 | $231M | $195M | $180M | $28M | $11K | 0.26% | 2.16% | 3.69% | 1.44% |
| Q3 2023 | $228M | $199M | $184M | $28M | $150K | 0.34% | 2.83% | 3.68% | 1.13% |
| Q2 2023 | $227M | $197M | $177M | $28M | $151K | 0.38% | 3.15% | 3.63% | 1.15% |
| Q1 2023 | $236M | $206M | $179M | $28M | $288K | 0.49% | 4.13% | 3.62% | 1.31% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.