Carter Bank & Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $4.8B | $4.2B | $3.7B | $482M | $86M | 7.13% | 77.85% | 3.15% | 0.64% |
| Q4 2025 | $4.8B | $4.2B | $3.8B | $398M | $9M | 0.72% | 8.70% | 2.92% | 6.29% |
| Q3 2025 | $4.8B | $4.2B | $3.8B | $404M | $6M | 0.70% | 8.48% | 2.88% | 6.74% |
| Q2 2025 | $4.8B | $4.2B | $3.7B | $395M | $9M | 0.80% | 9.69% | 2.82% | 6.69% |
| Q1 2025 | $4.7B | $4.2B | $3.6B | $394M | $10M | 0.82% | 9.90% | 2.74% | 7.09% |
| Q4 2024 | $4.7B | $4.2B | $3.5B | $377M | $9M | 0.59% | 7.40% | 2.68% | 7.15% |
| Q3 2024 | $4.6B | $4.1B | $3.5B | $383M | $6M | 0.53% | 6.69% | 2.68% | 8.00% |
| Q2 2024 | $4.5B | $3.9B | $3.5B | $360M | $6M | 0.52% | 6.71% | 2.67% | 8.46% |
| Q1 2024 | $4.6B | $3.8B | $3.4B | $355M | $6M | 0.56% | 7.26% | 2.69% | 8.76% |
| Q4 2023 | $4.5B | $3.7B | $3.4B | $347M | $-1367K | 0.58% | 7.56% | 3.01% | 8.83% |
| Q3 2023 | $4.4B | $3.6B | $3.3B | $325M | $4M | 0.82% | 10.70% | 3.13% | 9.06% |
| Q2 2023 | $4.4B | $3.6B | $3.2B | $339M | $6M | 1.06% | 13.51% | 3.37% | 9.33% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.