California Pacific Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $101M | $58M | $76M | $41M | $440K | 1.77% | 4.27% | 5.37% | 16.39% |
| Q4 2025 | $98M | $55M | $72M | $41M | $-188K | 1.92% | 4.38% | 6.22% | 16.95% |
| Q3 2025 | $98M | $56M | $69M | $41M | $628K | 2.88% | 6.48% | 6.94% | 17.17% |
| Q2 2025 | $98M | $56M | $70M | $41M | $654K | 3.03% | 6.65% | 6.86% | 4.51% |
| Q1 2025 | $83M | $42M | $64M | $40M | $674K | 3.26% | 6.81% | 7.38% | 9.26% |
| Q4 2024 | $82M | $42M | $60M | $39M | $782K | 3.78% | 8.02% | 8.03% | 9.07% |
| Q3 2024 | $85M | $46M | $60M | $38M | $671K | 3.79% | 8.06% | 7.81% | 13.10% |
| Q2 2024 | $91M | $47M | $55M | $43M | $882K | 4.11% | 8.64% | 7.81% | 11.08% |
| Q1 2024 | $87M | $44M | $55M | $42M | $934K | 4.30% | 8.98% | 8.13% | 4.50% |
| Q4 2023 | $87M | $44M | $59M | $41M | $987K | 4.29% | 9.06% | 8.98% | 4.22% |
| Q3 2023 | $83M | $42M | $57M | $40M | $925K | 4.18% | 8.84% | 8.66% | 4.34% |
| Q2 2023 | $83M | $43M | $57M | $39M | $717K | 4.04% | 8.59% | 8.40% | 4.43% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.