BTC Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.6B | $1.2B | $1.3B | $172M | $5M | 1.23% | 11.49% | 4.38% | 1.10% |
| Q4 2025 | $1.6B | $1.2B | $1.2B | $168M | $5M | 1.33% | 13.12% | 4.55% | 0.80% |
| Q3 2025 | $1.5B | $1.1B | $1.2B | $165M | $5M | 1.33% | 13.35% | 4.51% | 0.99% |
| Q2 2025 | $1.4B | $1.1B | $1.1B | $158M | $5M | 1.32% | 13.89% | 4.46% | 1.07% |
| Q1 2025 | $1.4B | $1.0B | $1.1B | $122M | $4M | 1.24% | 14.36% | 4.38% | 0.92% |
| Q4 2024 | $1.4B | $981M | $1.1B | $117M | $4M | 1.03% | 11.95% | 4.23% | 0.35% |
| Q3 2024 | $1.3B | $916M | $995M | $116M | $3M | 0.96% | 11.10% | 4.18% | 0.45% |
| Q2 2024 | $1.2B | $904M | $949M | $105M | $3M | 0.91% | 10.66% | 4.19% | 0.51% |
| Q1 2024 | $1.2B | $908M | $894M | $102M | $2M | 0.75% | 8.74% | 4.16% | 0.50% |
| Q4 2023 | $1.2B | $901M | $850M | $101M | $2M | 1.03% | 11.73% | 4.18% | 0.39% |
| Q3 2023 | $1.1B | $892M | $822M | $93M | $3M | 1.10% | 12.56% | 4.28% | 0.44% |
| Q2 2023 | $1.1B | $908M | $774M | $94M | $4M | 1.12% | 12.49% | 4.22% | 0.52% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.